Some basic questions about investments ?

POSTED BY Invest_Karthik ON July 2, 2014 5:29 pm COMMENTS (2)


I’m 22 Yrs old and I’m able to invest 1 Lakh per anum.

1. Which investment policy is best for me?

2. Which one gives me a good interest value?

3.  Which one gives me a good return?

4. Which one is a very suitable for my future? (after 15 – 20 Years)

Please suggest a good plan for my future

Thanks in advance




2 replies on this article “Some basic questions about investments ?”

  1. sharath Mumbai says:

    Hi Karthik, its really good that you are thinking about investing at an early stage.
    Let me try and answer your queries:
    1. Do not invest in any policy.
    2. You need a mix of PPF and SIP in mutual funds. Open a ppf account with SBI/ IDBI bank and start investing in PPF every year. say If you can invest 8k every month, 3k would go to ppf and other 5k in a mutual fund as SIP. you can increase these amounts every year. ppf matures after 15 years, so its in line with what you need.
    3. If you have dependents, please take a term insurance as well.

    hope this helps.

  2. Ashish Garg says:

    Karthik would you please elaborate on

    1. What is “investment policy”? Hope you are not talking about Insurance policy as an investment policy.
    2. What do you think is a good interest and good return?


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