Dear all,

I had taken Home loan from SBI in 2009 with MAXGAIN account. Soon after I got an opportunity abroad and I went there. Before going, I gave a SI (standing instruction) to bank to deduct my EMI from my SB account.

Now, I have parked my excess money in MAXGAIN and due to SI the EMI is also continuing. It shall soon exceed the loan amount and MAXGAIN might move into positive account balance.

My question is

1. What happens to excess money in MAXGAIN account will it fetch me any interest.

2. to stop my SI do I need to Travel to India,

3. Now can’t withdraw money from MAXGAIN account as my Indian mobile is no longer working

what should be best way ahead for me now ?

any suggestion welcome

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