POSTED BY February 24, 2013 9:11 pm COMMENTS (55)ON
I have Taken SBI MaxGain loan of 20 lacs. Mine was ready to occupy flat. So my Full EMI – (Rs 19633/-) started from first month itself ie October 2012.
This is my latest loan account info.
Account Number: XXXXXX
Description: SBI H L MAXGAIN AUG12
Book Balance: -19,74,220.00
Available Balance: 4,686.00
Uncleared Balance: 0.00
Drawing Poser: 19,78,906.00
Currency : INR
Rate Of Interst: 9.95%
My question is, till now I have not parked/tranfered any amount in OD account except Rs 100 tranfered from SB account to OD account just to check fund transfer feature. .
How come the Rs 4586 is credited in Availbale Balance section. . ? Any idea.. .