Hello Dear Members,

I must congratulate and thank you for providing such a meaningful and information platform to us all where we can get our queries clarified by seniors. Please keep doing service to humanity like this. We all wish your success and peace in life.

I was wondering if you could also help me in clarifying my confusion.

About me :

Age 32 years.

Socially Smoker and Drinker.

Married.

Single earner.

No kids(not even planning)

Working in an IT firm(Bangalore).

Annual Income : 17 LPA

PPF investment 1 lac per year(accumulated 7 lacs by now)

NSC investment around 1.5 lac

Savings in account around 3 lacs

I have a home loan(HDFC Ltd) of 24 Lac.

Now my questions :

1). If I get in discussion with some call center agent of any insurance company, what are those tricky questions I should ask to get all the important information extracted from them. Any sort of checklist you know.

At last I would thank you in advance for answering my queries and god bless you.

Amit Saxena