October 26, 2010 2:05 pm
Should I pay yearly mediclaim premium or Term Insurance premium by doing MIS?
Both are different products. You need both. Term insurance covers your life risk while mediclaim covers your hospital bills. Regarding premium cost, some companies like LIC do charge higher premium if you opt for monthly premium mode, and some do not charge extra. You need to check with your insurance company for details.
Hope it will help you.
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