Hi Manish, I had applied for the PPF account transfer from Post office Bangalore to SBI Dharwad, in the month of July and the money was received by Bank on end of July. Bank then asked Post office for interests for months April’13-July’13 & post office has denied it.

1. Who is suppose to pay the interest for months April’13-July’13? 2. Bank has not yet created my PPF account, says they want ID & add proof. Also interest will be calculated from the date the account will be opened. So basically I am loosing August’s interest too. How to go about this?