POSTED BY December 18, 2012 3:01 pm COMMENTS (3)ON
I am having an ongoing personal loan from State Bank India. I took this loan during Nov-2010, and till date paid 26 EMIs. Recently, I applied for another personal loan from SBI, but SBI is not considering application mentioning that a top up can only be availed after payment of 30 EMIs against the ongoing loan.
I wanna know – ” Is there any such circular in SBI that a new loan or top up loan can only be availed after completion of 30 months of ongoing loan.”
Also, I discussed the matter with SBI manager, and offered to foreclose the ongoing loan, for avoiding above mentioned issue, but he is not agreeying to that option too.
What can be done in such a case if somebody needs funds immediately???
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