I am in a situation with  house loan of 25 lac. My monthly installment is near about 25k, loan term 20 years. I and my husband are able to save 60k per month after all expenses. My questions are:

1. Should we increase the EMI and start paying 60k as installment instead of 25k.

2.My husband falls in 30% Tax bracket, Is it good for both of us keep paying the EMI as it is and avail tax benefit.

3. Or we should invest rest 35k in some corpus building/SIP since we have no liquidity after down payment of self funding part of new home.

Many Regards

Ritul