mutul funds

POSTED BY dcagrawal007 ON September 27, 2010 10:11 am COMMENTS (3)

Dear ,

Below  MF portfolia.

1) Reliance equity advantage fund(growth)          SIP Rs1000/- since 08/2007

2) Birla midcap funds plan -A(Growth)                  SIP Rs1000/- since 12/2007

3)Sbi magnum multiplier plus scheme 93 (growth)   SIP Rs 1000/- since 12/2007

4) Hdfc top 200(growth)                                   SIP Rs 1000/- since 07/2010

5) Reliance regular saving balance fund                SIP Rs 500/- since 07/2010

6) Reliance regular saving equity fund                  SIP Rs 500/- since 07/2010

above portfolia is good or need to replace some of funds.

3 replies on this article “mutul funds”

  1. Vikas Agarwal says:

    Dear Mr. Agarwal,
    u are running a SIP of Rs. 5000 P.M. which is pretty Good your fund selection is somehow decent but u should rebalance it. yur portfolio looks too diversified,instead of running a SIP in 6 Funds your portfolio should be like-
    Rs. 2000 HDFC Top 200(Large Cap )
    Rs.1000 Birla Midcap(Mid Cap)
    Rs. 1000 Sundaram Rural India Fund(Thematic)
    Rs 1000 Reliance MIP fund(as per asset allocation)

  2. Jagadees says:

    @agarwal,
    My suggestion is you can trim your portfolio to 4 funds.
    You can weed out Reliance equity advantage fund and SBI magnum multiplier plus as its 3-year returns of 9% is pretty average when compared to HDFC top 200 and Reliance regular savings fund (which returned around 18%)

    Then your portfolio will look like in a proper mix
    One large cap fund – HDFC Top 200
    one multitcap fund – Reliance regular savings fund
    one midcap fund – Birla sunlife midcap fund
    one balanced fund – Reliance regular savings balanced fund

    As always do your own research before taking decision. Look for the fund track record and its style of investing/risk grade.
    what you folks think?

  3. Enough duplication is there ..

    You just need 2-3 funds which will have same effect what you are getting from the above 6 funds . while 1,2,3 were started at right time and its time to rebalance them (sell a part of it and move to debt) , why did you start 4,5,6 right now when markets were 100% above that you last buying point (1,2,3) , while its still fine to invest now , have a short term view of next 4-6 months .

    Its a personal view , i am as much prone to failure in markets , as any one 🙂

    Manish

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Download Our FREE Ebook!

Available only for first 100 people today

Download Our FREE Ebook!

Available only for first 100 people today