dear Manishji,  I have the following MF portfolio:- HDFC Top200 — Rs. 5000/-,  HDFC prudence fund- Rs. 8000/- , HDFC MIP-LTP- Rs. 2000/- , BSL savings 5- Rs. 1500/-, Tata retirement savings fund ( progressive) :- Rs. 5000/- . How do you feel my portfolio is ?? My time horizon is 9-11 years and main motive is to create a corpus for retirement.