Lots of confusion because I want to buy health insurance for mother and father

POSTED BY sia ON May 12, 2014 3:02 pm COMMENTS (5)

Regards of the Day,

Hi, this is sai. I would like to take a best Health Insurance-Mediclaim Policy for my parents Father(54-Existing Diseases-BP) & Mother(53 – Existing Diseases-BP & Diabetes). Searched many sites & forums but ended with lots of confusion to decide to consider which will be the best policy to take for parents aging 50+. Confused with different medical insurances with different Policies, Premium Benefits, Cashless Hospitalization, Waiting period, Floater etc. I request you to please suggest me the best Mediclaim Policy for my parents which help me to choose the best among all. Thank you so much.

Thanking you,

Thanks & Regards,

Sia

5 replies on this article “Lots of confusion because I want to buy health insurance for mother and father”

  1. Nikhil Verma says:

    Hi Sia,

    I have taken L&T Medisure Classic (5 lakhs) & Medisure Super-top-up (10 lakh SI & 5 lakh deductible) for my parents. They best suited for me. Both my parents have High BP and my mother has joints pain problem.

    You can also check features of Religare Care.

    Regards,
    Nikhil

    1. sia says:

      Thank-you so much Ashal and Nikhil. Your replies helped me a lot. Thanks a ton.Have a Good Day.
      Thank you.
      Thanks & Regards,
      Sia.

  2. ashalanshu says:

    Dear Sia, please check with Oriental Happy family floater.

    Thanks

    Ashal

  3. ashalanshu says:

    Dear Sia, if I suggest anything less than the best, w’d you not opt it?

    thanks

    Ashal

    1. sia says:

      Thank you so much for your response, It is not about less or more than the ‘best’. Its about choosing the good/appropriate Mediclaim Policy among ‘n’ number of options. As different Health Insurance companies provide different medical Policies, Premium Benefits, Cashless Hospitalization, Waiting period, Floater etc, it is confusing to pick the appropriate policy among all. Obviously we would like to choose the best among all options which is appropriate. Hence i requested in the forum to suggest some options/parameters to select a policy. Dear all members I will be thankful if you all can suggest me some options/parameters to select a Mediclaim policy.
      Thank you.
      Thanks & Regards,
      Sia.

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