POSTED BY March 19, 2014 7:57 pm ONE COMMENT
ONDear Sir/ Madam
I am a salaried unmarried person with an annual income of about 5 lakhs. I already have a term insurance plan of 2500,000 sum assured namely Bharti Axa eProtect(bought online ). However I am looking for a pure disability insurance product. I can’t find anything specific online . Please suggest me a good product, preferably online plan , so that the premium is low.
If there are no standalone disability plan to recommend please advice a term plan with a good disability rider, where at least 100% of sum assured is payable as disability benefit. Moreover please suggest me products which insures both against total and partial disability.
Thank you,
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Dear Snagblue, please purchase the standalone disability insurance plan from general insurer of your choice under offline mode. Online mode is not available. Please do not purchase it as rider. The coverage of rider is very limited.
Thanks
Ashal