Lapsed my Parents Health Insurance Policy which was running from 9 yrs !

POSTED BY abidahmed ON December 28, 2013 1:00 pm COMMENTS (3)

I had taken a mediclaim policy for my parents 9 years ago and new india assurance company did not send renewal notice this time , it also slipped out of our mind to renew.

My parents are 61 and 67 years and medical insurance covered was for 5 lakhs each. Now they say we cannot renew bcoz of 2 month lapse and if we renew we can offer only 1.5 lakhs for senior citizen cover.

kindly advise

3 replies on this article “Lapsed my Parents Health Insurance Policy which was running from 9 yrs !”

  1. Nikhil Verma says:

    Hi Abid,

    Apart from fighting with them directly you can also take help of people at I have read lot of cases where they have help people.

    But I’ll suggest that you keep raising the issue to the highest authority. Unfortunately you can’t blame them for mot sending reminders.


  2. ashalanshu says:

    Dear Abid, please purchase that 1.5L cover and fight for normal policy renewal. I doubt that you ‘ll get success. Why did it went off from your mind?



  3. Basavareddy says:

    Hi Abid.

    It can be renewed with some penalty. U can enquire with NIAC.


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