POSTED BY October 2, 2011 10:41 am COMMENTS (2)ON
I am looking for 1.30 Cr cover for term insurance.
As checked, the premium for the samebelow is the premium value-
Kotak E-preferred term – 11732
Kotak preferred term plan – 13611
However, as checked, Kotak preferred tem plan has got Accidental death rider, permanent Disability rider & Crtitical Illness Rider.
Kotak e-preferred tem plan has got setpup option only.
Which one shall I go for? Does the rider mean that in case I become permanent disabled, I would get 1.30Cr straight?
An advise on this would be greatly appreciated.
Thanks in advance.