3 replies on this article “Is sum assured Paid to nominee incase of accidental death in term insurance ?”

1. ashalanshu says:

   October 12, 2013 at 8:10 pm

   Dear Nilesh, yes, you should purchase standalone CI plan also. Interestingly the T&C os CI are very tough to get a claim.

   Thanks

   Ashal

   Reply
2. ashalanshu says:

   October 11, 2013 at 10:14 am

   Dear Nilesh, in a term plan, if a nominee is there, sum assured ‘ll be paid to him/her. No matter death happens due to an accident or normal one.

   Any online term cover is good. Please do not purchase Accident Rider. For acident, please purchase stand alone policy from general insurer.

   Thanks

   Ashal

   Reply
   1. Mr.Nilesh says:

      October 11, 2013 at 8:51 pm

      thank u for ur kind reply sir.
      I have purchased online HDFC life pure term insurance plan today itself.

      I am looking forward to buy standalone critical illness rider plan.Is it ok to buy standalone plan for critical illness rider?
      thanku!

      Reply

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