Is my choice of MFs good? Shall I have to add/delete any fund from my portfolio?

POSTED BY Ramsastry ON September 27, 2010 2:18 pm COMMENTS (2)

I have SIPs for 16K/month in HDFC top 200, DSPBR top100, BSL frontline equity, HDFC prudence, Fanklin bluechip, Sundaram select midcap. I opted growth option. Is my choice is good? Is it sufficiently diversified? Shall i have to add/delete any fund(s)? Please suggest. Thanks

2 replies on this article “Is my choice of MFs good? Shall I have to add/delete any fund from my portfolio?”

  1. Jagadees says:

    @Ramsastry
    Your selection of funds are good. All are top rated funds and provided excellent returns in the past. Ur portfolio mix is slightly tilted towards large cap. In fact its good to have large cap tilt to have consistent returns and good downside protection.

    In case if you are doing SIPs equally in all the selected funds, my small suggestion is you can replace one of the pure large cap fund (either franklin/DSPBR Top 100) with multicap fund (which has good mix of large cap and mid caps) to slightly kick your returns.
    Following is the multicap fund suggestion: HDFC Equity/DSPBR equity/Reliance regular savings fund.
    [Note: This was my suggestion and do your homework before proceeding]

    Happy investing 🙂

  2. These are good funds. But do not over-diversified. Just 3-4 funds are enough. I found Reliance Regular Savings Fund – Equity option missing in your list.

    Hope it will help you.
    MoneySavingsHelp

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