Hi,

Does having a joint demat account fine? I mean does it have any disadvantages as such. One thing i came to know is you cannot have either or survivor mode of operation in a demat account which is obvious.

But other than this is it ok if i have a joint demat accout with my wife. So that we can save on charges of maintaining two seperate demat accounts.

Actually I have SBI home loan and SBI is offering me a demat account with less annual charges. And I also want to now start investing a bit in stock market.

Please give your inputs.

Thanks,
Parag Kumar.