This is Satish, IT employee. These are my details:

Age:  29

Loans/monthly –  16k personal loan, CC payments 5k, other expenses 4k.

Family – Mother n Father, Father will retire 2015 no dependency on me, mrg hpn next yr

Package – 9.4lac pa

Monthly Take Home – 55k

Ready to Invest – 55 – (16+5+4+ …) =  25 – 30k

Risk Type: Moderate, High – 40 -50% amount i can go for high risk.

Existing Plans – LIC Jeevan Saral – 24k, Met Lift Smart – 30k per anum. No savings so far.

Goals –

1. Planing to buy a house
2. Children Education Fund
3. Emergency/Health care Fund

These are my primary needs/goals in mind …

Could you please suggest some proper investment portfolio as per above details.

Please consider tax saving also.

Thanks in advance.