Hi
Two and half years back I took home loan from ICICI Bank and along with it I took Home and Secure Mind Policy. While taking I just signed all the documents. Previous Health Details were not filled as I was only told about securing only my house but not secure mind policy. Considering it I took the policy and signed it.

I was having hypertension and was diagnosed with kidney disease.@ months back I got heart attack and got discharged from hospital. After discharge I applied for claim process as it was clearly mentions in the document that for 1st stroke we can avail claims. After two months I got a letter saying the due to preexisting illness your claim request was rejected. Now when I checked with Home and Secure Mind Policy department, on actual form previous health section was left blank. Can anybody will suggest me whether I can go to consumer court or not.