how to return back from written off problem

POSTED BY dibyendu bhattacharya ON December 12, 2012 9:03 pm COMMENTS (2)

dear manish

i facing the written off problem with cibil because of cheque bounced at the time of loan repayment but, bank dose not inform or awar me about written off problem i have done repayment that loan in time, but now i find that cibil showing written off problem when i gone for another loan after one year, so plese advice me how to solve this problem.

thanking you,

dibyendu bhattacharya

2 replies on this article “how to return back from written off problem”

  1. Syed rahilsyed says:
    January 10, 2013 at 12:59 pm

    If there is any issue with your CIBIL report like clearance or updation or SETTLEMENTS if the CIBIL score is less than 750 we will improve where there would not be any problem in future to apply, any Loans, & Credit cards or if you getting any harassment calls please do call me or leave a MSG Syed 8095355329 ALL over India

    Reply
  2. Credexpert says:
    December 13, 2012 at 7:17 pm

    Dear Mr.Bhattacharya,

    When the payment is missed due to whatever reasons, the credit report will reflect the number of days by which the payment was late. As you have mentioned that you have repaid the loan on time, (except for the cheque bounce event) there should be no written – off remark on your credit report, unless there is some other factor affecting your credit history. This remark will be a hindrance in getting your loan applications approved and hence needs to be removed immediately if the facts are in your favour.

    Regards,
    Credexpert

    Reply

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