POSTED BY February 17, 2013 12:47 pm COMMENTS (5)ON
Hi, I am 25 years old unmarried and planning to buy online term plan as I don’t have any life insurance. I have 2 dependents mother and a sister. My personal choice is HDFC. So planned for HDFC Click 2 Protect plan for 50 Lacks. After speaking with HDFC representative today I came to know that no medicals are required for my age. But I said I want medicals to be done so that there will not abe any problems during claim? But they keep on telling medicals not required.
As of now I don’t have any health problems. But my question: Suppose after getting policy if i get any health problem and I am gone then whether it ll cause any problem during claim? Only this doubt holding me back for someday for buying term plan.
Waiting for your valuable suggestions.