POSTED BY waris ON January 9, 2013 10:36 pm COMMENTS (17)

17 replies on this article “FD or DEBT FUND”

  1. Dear Waris, if you want to save some money please opt for direct plan instead of your broker.



  2. waris says:

    Thanks ashal.
    Kindly advice on using my SBI trading account/ broker?

  3. Dear Waris, please go ahead with your chosen funds. these are good funds. Please keep track of the performance of your funds. Not on daily basis but once in every 3 months or so.



  4. waris says:

    Dear ashal,
    My research is only limited to rankings on some websites.
    I have read on jagoinvestor forum that rankings can be misleading some times thats why the question.

  5. waris says:

    Dear Ashal,
    I have a doubt .
    Shall i invest using sbicapsec accunt or through my broker.
    Are there any differences in the charges?

  6. Dear Waris, please go ahead with your research.



  7. waris says:

    A 1 year time frame.
    The ratings about return and risk are given on valueresearch .I saw it there.

  8. waris says:

    What i meant to say was sbiDB and templeton IBA both are from same category and have high returns and avg risk.So can i go for fund which has given higher return.

    Kindly clarify.

    1. Ramesh says:

      High returns how? What time frame and by using what kind of risk and volatility.

      And a higher return in the past is not a guarantee for higher return in future.

  9. waris says:

    SBI has better returns and both are safe i assume so can i go for SBI fund?

    1. Ramesh says:

      In general, you cannot have both that is better returns and safety- you need to compromise somewhere.

      And you cannot drive by looking at the rearview mirror.

  10. waris says:

    Shall i invest using my account with sbicapsec or through an agent i know with whom i aleady invested in some otherr MFs.

  11. waris says:

    Any specific reasons for selecting templeton IBA(G) .
    What abt SBI Magnum income fund or IDFC dynamic bond fund.

    1. Ramesh says:

      Because I trust Franklin AMC much more than the others. HDFC is another good one. Rest not so. My opinion only.

  12. waris says:

    there was some issue with my browser.
    I have 80k to be invested for a duration of 6-12 months.
    Which is the better option.
    E-FD or DEBT/MIP funds

    1. Ramesh says:

      If you are in 0%-10% tax slab, FD; otherwise pure debt fund like Franklin Income Builder growth fund (no MIP).

  13. Dear Waris, what’s the quuery?



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