debt fund

POSTED BY vijay ghadge ON April 30, 2013 10:48 am COMMENTS (2)

when i mean what is the right time to invest in debt fund.

2 replies on this article “debt fund”

  1. Sumit says:

    We should be clear about the reason behind investing in debt fund. I am sure you are aware, just to reiterate – If we are trying to achieve a short term goal , want to generate moderate return with minimum risk and better tax friendliness than bank deposits – then debt fund are great tool to invest.

    Now asking “what is the right time to invest in debt fund” – if you want to time the market for investing in debt funds then I would say any time is good depending on your time horizon/risk appetite. Now a fall in rates (which is likely to happen soon) will be good for debt fund (especially those with long-term bonds). So if you want to think like that way then this interest rate falling expected to give handsome returns in debt mutual funds. It gave high double-digit returns in similar occasions in past. But interest rates always move in cycles, either up or down, it’s part of every time horizon.

  2. Dear Vijay, can you elaborate more on your query?

    Thanks

    Ashal

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