Critical illness plan

POSTED BY CHETAN MAHETA ON March 11, 2013 11:51 am COMMENTS (4)

Dear Friends,

I am 24 Year Old and my Wife is 22 Year old.

I am Looking for Critical Illness Plan for Both of us.

we are Perfectly in Healthy Condition.


So Suggest me Cover as well as Insurance Company with which I Should go.



4 replies on this article “Critical illness plan”

  1. CHETAN MAHETA says:

    Thanks FFC, Ashal and Nikhil for Your Reply.

    I am Having Term Plan of Rs.50 Lacs as well as Health Cover of Rs.5 Lacs.

    I Will Check Bharti Axa, ICICI Pru as well as Max Bupa.


  2. Nikhil Verma says:

    Check for Max Bupa Health Assurance plan also. I found their premium very low with lot of coverage.


  3. Dear Chetan, please check with Bharti Axa. I’m agree here with dear FFC that CI is a complex product & preparing a corpus is a good idea.



  4. Buy a CI cover only after ensuring you have enough mediclaim and pure term cover.

    ICICI Pru Crisis cover covers a lot of diseases. However a CI cover is a complex and costly product with a huge no of restrictions. You will get compensated unless you fall ill the way designated in the policy. Which is possible but has low probability.
    The simpler solution is to build a health corpus and stay healthy and hope for the best.

    However if you have history of CI in the family then its a good idea to get insured.

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