6 replies on this article “Cheaper and Best term insurance ?”

1. ashalanshu says:

   March 14, 2014 at 7:15 am

   Dear Ganesh, so you mean to say, you are actually saving in this plan. Really? what about the value of 7500 Rs. saved in your pocket every year if you opt to normal payment plan? There is a difference in paying 1.45L Rs. in 10Y and 2.1L Rs. in 30 years.

   Thanks

   Ashal

   Reply
2. ashalanshu says:

   March 13, 2014 at 3:42 pm

   Dear Ganesh, originally this was 40Y term, now you are saying 35Y. Let me put with a different perspective. It’s Month of April, sun is shining bright, w’d you still purchase and WEAR a jacket in April as it’s available cheap now?

   Thanks

   Ashal

   Reply
   1. ganeshragavan says:

      March 13, 2014 at 4:44 pm

      @ Ashal

      See they cover upto 40 yrs. and i am covered to 68 yrs of age. it gives a option to pay to just prem for just 10 yrs. so ultimately i pay only 1.45 lakhs. whereas in else all term plans even cheapest i pay 7k pa i ll pay 2.1 lacs for 60 yrs age – 30 yrs. so all means i dont over spend. i just want to see a good term plan.

      so getting a cheaper jerkin is not the point. The policy is by no means meant for just summer/winter as u claim.

      what way the policy is bad. or suggest a better plan than being sarcastic

      Reply
3. ganeshragavan says:

   March 13, 2014 at 1:20 pm

   @ Ashal

   As long as pay out is not high i dont mind getting insured for longer period.

   @ Hemant

   I saw Tata as a option bcas i was given a quote of 14k for 1 year for 75lacs and option to pay for just 10 yrs. so total payout ll be only 1.45 lcas and get covered for 35 yrs also 75lacs.

   Every other term policy have to have till term of policy

   Reply
4. hemant says:

   March 13, 2014 at 12:01 pm

   hi ganesh
   you should get AVIVA I LIFE its good and best plan for you and best service at the time on clam. and you can buy this policy online.

   regard
   hemant singh

   Reply
5. ashalanshu says:

   March 13, 2014 at 11:01 am

   Dear Ganesh, do you really need term insurance till age 68?

   Thanks

   Ashal

   Reply

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