Hi,

Can I withdrawn some money from my available balance(i.e.58520). Suppose i withdrawn 40000 then how the interest rate charge. If i repay this amount after 6 month then any penalty will be charge. My available balance amount is not any park amount. It is total of my principle amount which is collected from my emi.

Following are my home loan details:-
My EMI :- 13056
My EMI ECS Date:- 5th of every month
My loan amount:- 1300000

Book Balance -12,07,185.00
Available Balance 58,520.00
Limit 12,65,705.00
Uncleared balance 0.00
Drawing Power 12,65,705.00
Rate of Interest (% p.a.) 10.25%