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POSTED BY ON January 30, 2014 9:23 am COMMENTS (4)
I want to know which credit card is best in India , I want credit card for Below purpose
1. Pay mobile and broadband Bill
2. movie tkt from book my show.com
3. petrol
4. Shopping from Big bazaar, home shop 18 any other on line shopping
Card should have no annual fees it must be free , please suggest any best credit card
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ICICI is having lots of offers, but only a few are useful.
I am using Citi, and i have got some good offers in online shopping and also there are 10x points stores. Also the burn rate of points is high in Citi compared to others.
There are 2 articles in this forum which I referred before selecting the cc. please refer that.
“Axis bank my choice” credit card
gives 5 % cash back on any of the two categories :
1 utility bill
2 Electronics
3 Super market
4 fuel
5 travel
Annual fee only 250/-
By paying only 10000/- to any of the two aforesaid categories in a year you will get 500/- cashback. Hence fee is almost nothing.
Most importatnt thing is that, u didnt get points, u get rupees cashback.
I agree with Ashal.
My experience with ICICI card is very good. I have not had any unpleasant experiences since last 5 years, card payment is easy from my ICICI bank account.
I think, best part of ICICI card is they offer various discounts on travels and hotels. Just check ICICI card offers on Cleartrip, Makemytrip, GoIbibo and then you will realize. Recently I been to Indore and I got 20% discusount on hotel (Makemytrip), 10% on Bus (GoIbibo).
Thanks
Dear Triyambak, almost all Credit cards now charge annual fee. But interestingly this fee is subject to waiver if you spend in a year more than a threshold limit say 50000 Rs.
Depending upon the tie up with many online shopping sites for discount and EMI offers, you may opt HDFC/ICICI card.
Thanks
Ashal