5 replies on this article “Additional Health Insurance required?”

1. Ashal Jauhari says:

   June 2, 2013 at 11:51 pm

   Dear Ravi, with out a basic health cover, a TOP UP cover is of no use. So purchassing a basic cover as per your own requirement ‘ll be a good Idea.

   Thanks

   Ashal

   Reply
2. Ravi says:

   June 2, 2013 at 4:21 pm

   Thanks Ashal Sir for pointing me to that article. However as per the article, top-up loans come into the picture when the existing health cover provided by employer seems less but in my case I feel that 9 lacs is more than sufficient. I just wanted to know which kind of health plan should I take which helps me if I leave my current employer. Should I take a family-floater or top-up?

   Reply
3. Ashal Jauhari says:

   June 2, 2013 at 12:26 pm

   Dear Ravi, please read a recent article of dear Manish on TOP UP & SUPER TOP UP covers.

   Thanks

   Ashal

   Reply
4. Ravi says:

   June 2, 2013 at 11:04 am

   Dear Pattu Sir,

   Thanks for the reply. I forgot to mention that we are a family of four.

   Another quick question: Won’t top-up cover be ideal here since most policies will have the cooling period for most of the ailments and employer provided cover can take care of them during the cooling period.

   Reply
5. Free Financial Calculators says:

   June 2, 2013 at 10:50 am

   You have answered your own question. The obvious answer is yes. Get a floater plan for your family for as high an amount you can afford. be sure to increase the sum insured as much as you can each year.

   Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.