POSTED BY June 28, 2013 7:10 am COMMENTS (2)
ONHi
My father is 64 years old, and I have been having the Senior Citizen Red Carpet policy for him for the last 3 years from Star health. With the 3 years, all the exclusions are gone. Now the policy is due for renewal.
Should I just continue with Star Health policy or shift to a better provider for his health insurance needs?
Thanks
Finnaive
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Dear finnaive
First thing, Dont try for a portability at this age.
Second. go for a 3 lac basic policy by religare care or royal sundaram
Third , Buy a topup policy of 3 lac deductible.
Sumit
Dear Mr Mahavir
Thanks for your reply.
My father has been doing good. He dooes not have any major medical history (touchwood) and we didnt claim anything in 3 years to Star health.
Which Policy would you suggest? if I take a new policy from a different provider, will the exclusions apply? or can I port the currrent policy to a new provider.
Thanks