Hi

I am a 26 yr old bachelor working in B’lore. I earn 60,000 p.m. and invest 30,000 p.m. in Equity MF and 60k p.a. in 80C. So I am left with around 25k per month which I spend on my monthly expenses and few other things like gifts/travel/health etc.

Now,  me and my family are planning for a holiday but I don’t seem to have any money left. This makes me wonder what good my 60k p.m. are if I can’t afford a holiday (costing around 50k to 1 lac) once a year.

Am I investing too much ? BTW I am about to get my bonus also but that money will also go to PPF (thanks to Budget 2014).

Please suggest, where am I going wrong ?