Hi
I had three loan, 1 SBI Home Loan, 2 HSBC Personal Loan, 3 GE Money Personal Loan. I have paid GE Money and SBI Home loan of 9 Lakh INR. I already got the clear NOC from the SBI Also before 6 months ago. Also Paid the GE Mony all EMI. HSBC is still remain 20k to be paid. So if now I want to apply for the credit card as soon as possible. Please guide me it is possible or not? I took all this loan before 7 years ago. From last 3 years I never apply for any loan or credit card to get down the CEBIL score. SO will I get the credit card or before that I need to clear the remain things and after that I may apply for it?
My Salary is 37k per month.
Please guide me