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Will existing diseases be covered for Elders after medical tests?

Hi All,

I am planning to take Helath insurance for my parents?

Recently I got to know that from a Health Insurance customer care that ,if any diseases found after medicals tests for elders,the will not be covered under Helath insurnce sum assured.

Is it same for all health insurrance compamnies?

Under what conditions, existing diseases  will be covered for Elders?

Pls help with your answers.

 

Regards,

Raju

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