Hi Everybody…
I am in a bit strange situation… I wanted a credit card to use it in emergency case… I never had any kind of loan… ( home/personal/car etc )… on my name…. This is the reason credit card companies are not able to find my CIBIL score… and hence it was rejected….
I got rejection from two credit card banks so far.. so, if someone has never opted for any type of loan, he will not get credit card ????
( salary is no issue here, I am earning good )
Please share your views on this.
Thanks.
prasad