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Which Credit Card should I choose as fresher ?

Sir,

I m fresher about credit cards.. From your site, I felt the Citi rewards platinum card is good. But they’ll be charging Rs 1000, if I didn’t spend 30000/year.. ICICI says no fees.. I’m applying credit card because if I need money immediately in case of emergency, I don’t have any resources to get money.. So kindly suggest me which card do I go for and common fees charges about credit cards pls…

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