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Where do i invest extra for SIP?

Hi All,

Im doing SIP in

Hdfc top 200…………………..Rs 4000
DSP top 100…………………..Rs 2000
Relaince growth………………Rs 1000
Relaince regular savings…..Rs 1000
Birla SL Dividend Yield Plus(G) ….Rs 3000

RD@8000/pm for meeting annual expenditure such as
car insurance and ULIP in dec,
annual ration procurement in jan and
term insurance and college fees in june,

Other than that i have EPF@2000pm

Company insurance@4000pm

Now i have to invest Rs 1000 more as SIP also planning to have a kid in next 3 yrs till wanted to save someting throuh sip of Rs 1700.

PLease suggest any modification in above portfolio and also where should i invest the above mentioned amounts.

Thanks in advance

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