I fail to understand the purpose of the accidental death benefit rider. Once the life assured is no more, how does it matter if the death was natural or accidental? Do the nominees need more money just because the death was due to an accident ?
I fail to understand the purpose of the accidental death benefit rider. Once the life assured is no more, how does it matter if the death was natural or accidental? Do the nominees need more money just because the death was due to an accident ?