Dear Expert,
I need you valued advice regard LIC policy continual or surrender. I have 4 policy as mentioned below, please advice can I surrender all these policy. I have term policy from SBI life insurence.
| Policy | start date | maturity | Amount Paid | Insured value | Bonus received | Surrender Value |
| Money | 08/01/02 | 08/01/22 | 79,670 | 100,000 | 40,000 | 31,136 |
| Education | 03/01/08 | 03/01/24 | 42,953 | 100,000 | Nil | 29,043 |
| New | 03/01/08 | 03/01/32 | 38,544 | 100,000 | Nil | 9,086 |
| Komal | 01/01/10 | 01/01/35 | 38,882 | 100,000 | Nil | 24,219 |