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Term Insurance

Can you find me to finailise the term Insurance.

1. LIC is expensive. Out of my list.
2. ICICI is again seems expensive. 10010 for 75L.
3. Aviava – 6276 + service tax for 75L . Only for 35yrs, means 27+35=62 years
4. Aegon Relegare – 6037 + Service Tax. For 48 years, means 27+48 = 75 years. Benefit Rider of accidental and critial illness waiver.

Please give me your valuable inputs for the same.

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