5 replies on this article “Term Insurance”

1. BanyanFA says:

   February 12, 2012 at 2:55 am

   Try out SBI Life as well. One of the best ones in Term Insurance.

   Reply
2. ashal jauhari says:

   February 11, 2012 at 11:17 pm

   Dear Nitin, Please do not look for cost alone (prem. you are paying for your insurance). Please do consider other factors also. Like Pan India reach, Claim Process, over all service standards………………..

   Please opt the insurer where you are comfortable.

   Thanks

   Ashal

   Reply
3. ashal jauhari says:

   February 11, 2012 at 6:48 pm

   Dear Nitin, for an imaginary situation, tomorrow an insurer launches a Term plan for 100Y age, ‘ll you go for it?

   In my opinion, you are missing the very basic idea of term plan. It’s to provide cover for the financial loss of your family in your absence. If you are alive till age 60 or for that matter age 62, most of the liabilities for loans, children, family ‘ll be over & in between you have also created a corpus for yourself. Do you still require a term cover for next 13-15 years till age 75?

   Please share your views.

   Thanks

   Ashal

   Reply
   1. NITIN RAWAT says:

      February 11, 2012 at 8:11 pm

      Dear Ramesh

      I am planning to work till 60 years.

      Dear Ashal,

      I have got your idea. Yes, if i will alive till 62 by then my all/most liablities going to be over.
      Offcourse, another 12-13 is not required.
      Still if i go for 35 years,which is gonna be good option?

      Thanks
      Nitin

      Reply
4. Ramesh says:

   February 11, 2012 at 4:03 pm

   Till what age, do you plan to work?

   Reply

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