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Tax Saving

FY 12 – 13
Tax amount – 70,000
Invested –
PPF – 4000
Planing to invest –
2 LIC policy.1 for 15yrs other for 30 yrs. Premium – Rs 10,000 yrly.
EPF – 11520 yrly
ELSS – 20000
FD – 10000
PFF – 6000
Infra Bond – 9000
So can you suggest Good ELSS & Infra bond to buy.
Also if any better option to maximize return.

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