Hi Manish,
Back in 2007 I purchased a property and wanted to safeguard my family in case of eventualities. An agent suggested me to take JEEVAN ANAND for 50L, which I took. But now with the high premium (approx. 1.5L per annum) and EMI amount, it is pinching my pocket a lot. I need your advice please;
1) Is it advisable to surrender the policy?
2) If I surrender now, will I get back my surrender value and also the accrued bonus?
I would highly appreciate your help to clear my mind.
Thanks,
Prashanth