Actually my father bought a Tata aia life subh life plan 3 years ago .
Here are my policy details :
tenure : 15 yrs
annual premium amt : 12k
amount paid : 36k (3 yrs)
I have following doubts as I am unable to pay further premiums :
1. if I surrender now how much return I would get or if I surrender after 5 yrs (i.e without paying next two premiums) how much return I would get.
2.Is there any surrender charge If I surrender after 5 yrs
3.what is the difference in return if I do paid-up now or paid -up after 5 yrs(after paying next two premiums)
please suggest …. Thanks in advance