Surrender value vs Paid up value – Tata AIG Subh Life plan

POSTED BY Danish90 ON November 8, 2014 2:39 pm COMMENTS (4)

Actually my father bought a Tata aia life subh life plan 3 years ago .

Here are my policy details :

tenure : 15 yrs

annual premium amt : 12k

amount paid : 36k (3 yrs)

I have following doubts as I am unable to pay further premiums :

1. if I surrender now how much return I would get or if I surrender after 5 yrs  (i.e without paying next two premiums) how much return I would get.

2.Is there any surrender charge If I surrender after 5 yrs

3.what is the difference in return if I do paid-up now or paid -up after 5 yrs(after paying next two premiums)

please suggest …. Thanks in advance

4 replies on this article “Surrender value vs Paid up value – Tata AIG Subh Life plan”

  1. TruthTeller says:

    @Malay you have been robbed by TATAs. The product was a fraud and they have usurped atleast 80% of your money. I am unsure how the law sees it, but its legal to rob by such companies in our country

  2. Malay says:

    l bougt a bubh life plan on march 2011, now I Withdraw my policy for my financial condition. Is there any surrender charge? Pls give me the detail.

    1. malay says:

      sorry subh life plan

    2. Hi Malay

      This is very specific query which you should follow up with the concerned authority only. We wont be able to comment on that


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