Surrender value vs Paid up value – Tata AIG Subh Life plan

POSTED BY Danish90 ON November 8, 2014 2:39 pm COMMENTS (4)

Actually my father bought a Tata aia life subh life plan 3 years ago .

Here are my policy details :

tenure : 15 yrs

annual premium amt : 12k

amount paid : 36k (3 yrs)

I have following doubts as I am unable to pay further premiums :

1. if I surrender now how much return I would get or if I surrender after 5 yrs  (i.e without paying next two premiums) how much return I would get.

2.Is there any surrender charge If I surrender after 5 yrs

3.what is the difference in return if I do paid-up now or paid -up after 5 yrs(after paying next two premiums)

please suggest …. Thanks in advance

4 replies on this article “Surrender value vs Paid up value – Tata AIG Subh Life plan”

  1. TruthTeller says:

    @Malay you have been robbed by TATAs. The product was a fraud and they have usurped atleast 80% of your money. I am unsure how the law sees it, but its legal to rob by such companies in our country

  2. Malay says:

    l bougt a bubh life plan on march 2011, now I Withdraw my policy for my financial condition. Is there any surrender charge? Pls give me the detail.

    1. malay says:

      sorry subh life plan

    2. Hi Malay

      This is very specific query which you should follow up with the concerned authority only. We wont be able to comment on that

      Manish

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