Dear Manish,
I bought LIC Jeevan Sathi plan in Dec 2005 of SA 2,00,000/-. It is double joint life with profit plan.I pay annual premium of 12,726/- (6363 x 2). I have paid till date all the premiums (6363*14=89082). How to calulate surrender value and return reveived till date on the policy to make continuty decision. The bonus declared for this policy is 44 per 1000 SA, since commencement of the policy. Please help. thanks.