Dear Manish / Forum Members
I am a 25 year old unmarried working professional and I intend to buy a family floater health insurance plan that includes me and my parents.
But the catch is that although I am a healthy non-smoking individual, both my parents are chronic patients of hypertension & diabetes. My mother & father are 60 & 62 years old respectively.In addition, my mother has undergone a kidney transplant surgery back in 2004 & she has to take immuno-suppressive drugs life-long.
However, I would like to mention that both of them are doctors & thus ensure that they are not exposed to any kind of vulnerability health wise, taking their medications regularly & not indulging in any bad habits like smoking etc.
I want to ask that would it be feasible & possible to cover them and me in a single family floater health insurance plan? Can you suggest any good options I can have a look at? Also, please guide me whether it would be suitable to take a single family floater plan for all of us or a separate old age plan for my parents?
Looking forward to the worthy guidance of Manish & Forum members here.
Thanks a lot!