Some basic questions about investments ?

Hi

I’m 22 Yrs old and I’m able to invest 1 Lakh per anum.

1. Which investment policy is best for me?

2. Which one gives me a good interest value?

3.  Which one gives me a good return?

4. Which one is a very suitable for my future? (after 15 – 20 Years)

Please suggest a good plan for my future

Thanks in advance

Regrads,

Karthik