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Should I buy top up health insurance with Group cover, or separate Health Insurance itself !

Hi All,

I’m part of a group health insurance from our organization for me and my dependents. We do not have any other health insurance as of now, I’m planning to buy a health insurance policy for my family in this year.

And In between, Our group health insurer offered topup policy on the group insurance, Is it worth buying this topup or better to invest in separate health insurance policy for the family, please suggest.

Thanks

Guru

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