Dear Sir,
I have taken a home loan of 21 lacs from ICICI HFC ( knowing about the worst services it offers) but it was all because of emergency and i had an notion about SBI it will delay the loan process.. there were things also like i dont have KYC compliant residence proof ( till i got my registered aggrement of new home) and i have a form 16 of one year only, now this year i ll be getting one more Form 16 along with other documents,my concern was i wanted to shift the loan from ICICI HFC to SBI i am ready to pay whatever is the processing fees and all but is it advised to shift the loan within a year..how much i am going to get benifitted will it be good for long term kindly suggest