SBI Accidental Policy for SBI account holders

SBI has launched accidental policy for account holders, whose premium is as low as 100 pa, is it right plan to have in ones portfoilio

http://www.sbigeneral.in/Internet/faces/personalaccidentinsurance?_afrLoop=75232069465001552&_afrWindowMode=0&_afrWindowId=740jnykd4_1#%40%3F_afrWindowMode%3D0%26_afrLoop%3D75232069465001552%26_afrWindowId%3D740jnykd4_1%26_adf.ctrl-state%3D740jnykd4_9

Regards

Zoeb Lakdawala