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Restructuring the portfolio

Hello All,

 

                   I have ongoing SIP’s in HDFC Equity and Quantam LT Equity .I am having negative returns so I am considering new funds .I am having a time frame of 3 years .Can you suggest some equity mutual funds that could provide decent returns in 3 years. I dont want to get negative returns .Can a debt fund provide returns upto 10% .if yes,please suggest some names

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